VIRA
Banking Excellence
Our solutions address the unique challenges of the banking industry including regulatory compliance, risk management, digital transformation, customer experience, and operational efficiency to drive growth and stability in a competitive market.
Risk & Compliance
Comprehensive risk management, regulatory compliance, and fraud detection systems.
Digital Banking
Digital transformation, online banking, mobile applications, and omnichannel services.
Customer Management
Customer relationship management, personalized services, and relationship banking.
Banking Solution Areas
Comprehensive SAP solutions designed specifically for the banking industry, addressing unique requirements from regulatory compliance to digital innovation.
Risk Management
Compliance Operations
Digital Banking
Customer Experience
Comprehensive Risk Management
End-to-end risk management solutions for banking operations.
Credit risk assessment and portfolio management
Market risk analysis and trading book management
Operational risk identification and mitigation
Liquidity risk monitoring and management
Banking Impact Metrics
30-40%
Reduction in compliance costs through automated processes.
25-35%
Improvement in risk assessment accuracy and early warning detection.
40-50%
Increase in digital banking adoption and customer engagement.
Transform Banking Operations
Partner with our industry experts to implement solutions that optimize compliance, manage risk, and enhance digital banking capabilities.
Banking Solutions
Industry-specific solutions addressing the complete banking value chain from risk management to customer services.
SAP for Banking
Comprehensive SAP industry solution for banking operations.
Risk & Compliance Management
End-to-end risk management and regulatory compliance.
Digital Banking Platform
Omnichannel banking, mobile apps, and digital services.
Customer Relationship Management
Personalized banking services and relationship management.
Core Banking Operations
Account management, payments, and transaction processing.
Banking Solution Benefits
Our solutions deliver significant business value through improved risk management, better compliance, enhanced customer experiences, and operational efficiency.
Risk Mitigation
Enhanced risk management and early warning systems.
Regulatory Compliance
Automated compliance management and reporting.
Digital Innovation
Modern digital banking capabilities and services.
Customer Experience
Personalized banking services and improved satisfaction.
Operational Efficiency
Streamlined operations and reduced processing costs.
Revenue Growth
Increased cross-selling and revenue opportunities.
Frequently Asked Questions
SAP provides comprehensive regulatory compliance management including KYC/AML, Basel III/IV, IFRS 9, GDPR, and local regulatory requirements with automated reporting and monitoring.
Yes, SAP provides digital banking platforms, mobile banking applications, API management, open banking capabilities, and omnichannel customer experience management.
SAP provides integrated risk management with real-time risk assessment, credit decisioning, limit monitoring, and portfolio management aligned with core banking transactions.